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Insurance of the property sold
Housing insurance
Insurance of the property sold
The law provides for the automatic transfer, to the buyer, of the insurance taken out by the seller for the property. Thus, the buyer finds himself the holder of the insurance contract covering the risks that can damage the property (fire, natural disaster ...).
The buyer has the possibility to terminate this contract after the sale, if he does not wish to keep it.
Namely : it is not possible to foresee, in the sales contract, that this insurance will not be transmitted to the buyer. Such a clause would have no effect.
The property completed or having been the subject of work for less than 10 years.
When building a property, or carrying out major work (expansion...), the owner has the obligation to take out damage insurance. This insurance makes it possible to pre-finance the repair work of the property, if a damage of a ten-year nature occurs. It is automatically transferred to the buyers of the property.
The professional who builds a property, or who does building work must have taken out liability insurance that covers damage of a ten-year nature that may occur on the property. The buyer of a property can act directly against the professional and declare a claim with his ten-year guarantee insurance .
Namely : buyer, you are informed of the existence or absence of these ten-year guarantee insurance and damage-work, by a mention in the deed of sale.
The law provides for the automatic transfer, to the buyer, of the insurance taken out by the seller for the property. Thus, the buyer finds himself the holder of the insurance contract covering the risks that can damage the property (fire, natural disaster ...).
The buyer has the possibility to terminate this contract after the sale, if he does not wish to keep it.
Namely : it is not possible to foresee, in the sales contract, that this insurance will not be transmitted to the buyer. Such a clause would have no effect.
The property completed or having been the subject of work for less than 10 years.
When building a property, or carrying out major work (expansion...), the owner has the obligation to take out damage insurance. This insurance makes it possible to pre-finance the repair work of the property, if a damage of a ten-year nature occurs. It is automatically transferred to the buyers of the property.
The professional who builds a property, or who does building work must have taken out liability insurance that covers damage of a ten-year nature that may occur on the property. The buyer of a property can act directly against the professional and declare a claim with his ten-year guarantee insurance .
Namely : buyer, you are informed of the existence or absence of these ten-year guarantee insurance and damage-work, by a mention in the deed of sale.
Good to know
It is not necessary to estimate your real estate assets, because it will be up to an expert to estimate the value of your home in the event of a disaster caused to your walls.
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